New York health insurance open enrollment 2027
New York residents enroll in 2027 Marketplace coverage through NY State of Health starting November 1, 2026. Use the official site — it is the only place to get premium tax credits.
Marketplace details
We list only dates we read on the official site. The final deadline was not yet posted there when we checked — confirm on NY State of Health.
Sources: NY State of Health · CMS – State-based Exchanges. Checked October 28, 2026.
Go to NY State of HealthBefore you enroll
- See if you may qualify for Medicaid, CHIP or a premium tax credit using the HealthCare.gov screener or NY State of Health.
- Compare deductibles and out-of-pocket maximums, not just monthly premiums.
- Check that your doctors and prescriptions are covered by the plan.
- Already enrolled? Compare 2027 plans before you accept automatic renewal.
Questions & answers
Where do I buy ACA health insurance in New York?
New York runs its own marketplace, NY State of Health (https://nystateofhealth.ny.gov/). Financial help such as premium tax credits is available only through the official marketplace.
When is open enrollment for 2027 in New York?
Open enrollment for 2027 opens November 1, 2026. Check NY State of Health for the final deadline and the date to enroll for January 1 coverage.
What if I miss open enrollment?
You can enroll later only with a Special Enrollment Period after a qualifying life event (such as losing other coverage, moving, marriage or a new baby). Medicaid and CHIP applications are accepted any time.