Idaho health insurance open enrollment 2027
Idaho residents enroll in 2027 Marketplace coverage through Your Health Idaho starting October 15, 2026; sign up by December 15, 2026 for coverage from January 1. Use the official site — it is the only place to get premium tax credits.
Marketplace details
Sources: Your Health Idaho · CMS – State-based Exchanges. Checked October 28, 2026.
Go to Your Health IdahoBefore you enroll
- See if you may qualify for Medicaid, CHIP or a premium tax credit using the HealthCare.gov screener or Your Health Idaho.
- Compare deductibles and out-of-pocket maximums, not just monthly premiums.
- Check that your doctors and prescriptions are covered by the plan.
- Already enrolled? Compare 2027 plans before you accept automatic renewal.
Questions & answers
Where do I buy ACA health insurance in Idaho?
Idaho runs its own marketplace, Your Health Idaho (https://www.yourhealthidaho.org/). Financial help such as premium tax credits is available only through the official marketplace.
When is open enrollment for 2027 in Idaho?
Open enrollment runs October 15, 2026 to December 15, 2026; enroll by December 15, 2026 for coverage starting January 1, 2027. Confirm on Your Health Idaho before the deadline.
What if I miss open enrollment?
You can enroll later only with a Special Enrollment Period after a qualifying life event (such as losing other coverage, moving, marriage or a new baby). Medicaid and CHIP applications are accepted any time.