New Jersey health insurance open enrollment 2027
New Jersey residents enroll in 2027 Marketplace coverage through Get Covered New Jersey starting November 1, 2026. Use the official site — it is the only place to get premium tax credits.
Marketplace details
Sources: Get Covered New Jersey · CMS – State-based Exchanges. Checked October 28, 2026.
Go to Get Covered New JerseyBefore you enroll
- See if you may qualify for Medicaid, CHIP or a premium tax credit using the HealthCare.gov screener or Get Covered New Jersey.
- Compare deductibles and out-of-pocket maximums, not just monthly premiums.
- Check that your doctors and prescriptions are covered by the plan.
- Already enrolled? Compare 2027 plans before you accept automatic renewal.
Questions & answers
Where do I buy ACA health insurance in New Jersey?
New Jersey runs its own marketplace, Get Covered New Jersey (https://nj.gov/getcoverednj/). Financial help such as premium tax credits is available only through the official marketplace.
When is open enrollment for 2027 in New Jersey?
Open enrollment runs November 1, 2026 to January 31, 2027. Confirm on Get Covered New Jersey before the deadline.
What if I miss open enrollment?
You can enroll later only with a Special Enrollment Period after a qualifying life event (such as losing other coverage, moving, marriage or a new baby). Medicaid and CHIP applications are accepted any time.